Amar Bank
Ratna Heimawaty Zain obtained her bachelor degree from University Kansai Gakuin Daingaku and Universitas Indonesia. In 2000, obtained Master in Business Administrator from La Troube University, Melbourne. She started her career in Yayasan Dana Pensiun dan Tunjangan Hari Tua Bank Indonesia (YDPTHT – BI) in their Investment department (1992–1993). Started her career with Bank Indonesia after finished the course of Calon Pemuda Muda (PCPM) XVI Bank Indonesia (1993–1994). Holding a various position in Bank In
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Amar Bank
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Bank Amar Indonesia PT is an Indonesia-based commercial banking company. The Bank is engaged in funding, credit, operations and services as well as treasury and investment, development of information management systems and information technology, and management of human resources. The Bank operates its activities through fundraising and loan distribution. The Bank collects public funds in the form of funds, including current account, savings account, and time deposits. Loan distribution includes small and medium-sized enterprises (SME) and corporate loans. The Bank focuses on providing loans for small, medium and corporate businesses.