Bank of Baroda
Mr. Murali Ramaswami has joined as Executive Director in Bank of Baroda on 01.10.2019. Mr. Murali Ramaswami is an MBA, Certified Cost & Works Accountants (AICWA) with Professional Qualification of CAIIB. Prior to joining the Board of Bank of Baroda as Executive Director on 01.10.2019, he served on the Board of Vijaya Bank as an Executive Director from 19.02.2018 till 31.03.2019.
He joined Vijaya Bank as an Officer on 08.04.1989, worked in various verticals in various Geographical Areas. He climbed up the echelons of Management and promoted as General Manager and appointed as the Regional Head of Mumbai Region. Further, he was posted as General Manager Credit (Operation & Policy) of Vijaya Bank in July, 2015. He was also holding the position of Chief Financial Officer (CFO) of the Bank.
Mr. Murali Ramaswami, groomed as an expert Credit Professional known for his strong finance and analytical skills, he worked in Credit Dept. for a major part (12 years) thereby enabling to study the proposals emanating from various cross section of Industries.
He was elevated to the rank of Executive Director in Vijaya Bank on 19th February, 2018 and handled various portfolios such as Credit [operations], Policy, Recovery, Legal, Treasury and other critical Departments.
He served as an Officer on Special Duty in Bank of Baroda and was in charge of Overall Integration process subsequent to Amalgamation of three Banks [Bank of Baroda, Vijaya Bank and Dena Bank] spearheading smooth integration process and heading Information Technology Department and Digital Banking Dept.
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Bank of Baroda
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Bank of Baroda provides commercial banking services. The bank operates in wholesale banking, retail banking, rural and agricultural banking, wealth management, mobile and Internet banking. Its offerings include deposits, commercial and institutional credit, project finance, treasury, forex, investment and risk management and other related financial services. The bank operates through four segments: Treasury, Corporate/Wholesale Banking, Retail Banking and Other Banking Operations. The Treasury segment engages in bank's domestic treasury operations and covers activities in various markets, which include foreign exchange, interest rates, fixed income, derivatives, equity and other alternative asset classes. The Corporate/Wholesale Banking segment offers an array of loan products and services, which include term, short-term and demand loans, working capital facilities, trade finance products, bridge, syndicated, infrastructure and foreign currency loans, loan against future rent receivables and many more to its large and mid corporate clients depending upon their needs. The Retail Banking segment products include home, auto, education, traders and mortgage loans. The Other Banking Operations segment includes other banking operations and nonbanking operations. Bank of Baroda was founded by Sayajirao Gaekwad III on July 20, 1908 and is headquartered in Vadodara, India.