Nipun Kulshreshtha

Nipun Kulshreshtha is an experienced finance professional currently serving as the Head of Retail Portfolio Management and previously as a Senior Risk Manager at BAWAG Group since January 2022. Prior to this, Nipun held various roles at Barclaycard from April 2017 to January 2022, including Head of Partnerships Strategic Analytics, contributing to the expansion of the Buy Now Pay Later initiative, and achieving significant growth in revolving balances. Nipun's career also includes important positions at Barclays Shared Services, focusing on regulatory risk and fraud analytics, as well as impactful roles at Dell and Citi, where strategic analyses contributed to substantial savings and credit management initiatives. Nipun holds a PGDM in Management from the Indian Institute of Management, Calcutta, and a Bachelor of Science (Hons) in Computer Science from Delhi University.