Mahmoud Elwarrak Mba, Credit Certified

Mahmoud ElWarrak, MBA, Credit Certified, currently serves as a Senior Credit Analyst - Reviewer in Consumer Finance & SMEs at Beltone, responsible for assessing the creditworthiness of potential borrowers and reviewing loan applications. Prior experience includes leading the Sales & Service team at Al Ahli Bank of Kuwait, where strategic business growth initiatives were implemented. At CIB Egypt, Mahmoud transitioned through several roles, including Acting Head Of Customer Service, Senior Personal Banker, Operation Support Coordinator, and Universal Teller, focusing on customer service efficiency and regulatory compliance. Mahmoud’s educational background includes a Master of Business Administration with a concentration in Banking & Finance and a Bachelor’s degree in Business Administration and Marketing, complemented by ongoing education in Corporate Finance Credit.