André IJbema

André IJbema has a diverse work experience spanning multiple industries and roles. André started their career in 1984 as an Internal Controller in the Police Netherlands. André then worked in various positions within the police force, including as a Basis Politiezorg officer and later as a Wijkagent and Rechercheur in Utrecht and Mijdrecht. In 2002, André transitioned into the private sector and joined International Card Services as the Deputy Head of Fraud Risk and later became the Head of the Fraud Risk & Chargeback department. During their time at International Card Services, they formulated and implemented a risk and fraud strategy. In 2018, they briefly joined bunq as the Head of Compliance Operations, where they contributed to the professionalization and structuring of compliance teams. André has also held roles at Knab Bank, Bizcuit, ID Professionals BV, Foot Locker EMEA, and Giao Bikes, where they served in various risk management and fraud prevention positions. Currently, André is the Head of Risk at BCM.

André IJbema's education history began in 1990 when they enrolled in Universiteit van het leven to pursue a degree in Risk, for which they have not yet completed. In addition to their academic pursuits, André has obtained various certifications throughout their career. These certifications include the Leergang Bestrijding witwassen en terrorismefinanciering from Nederlands Compliance Instituut in April 2018, Lean Yellow Belt from Lean Competence Center in February 2018, Lean Six Sigma Orange Belt from Lean Six Sigma Groep in February 2016, EMV Executive Summary & EMV Expert Course from Collis Training Academy in January 2012, Basis Brand, Alarmeren, Ontruimen en Communicatie from G4S in September 2009, Fraud & Risk Management with Chip (EMV) from Mastercard in June 2009, Engels from International Language Center in December 2007, VISA EU Bankcard Business School from Visa Europe in April 2007, Echt of Vals from Uitgeverij-Studiecentrum Kerckebosch in June 2005, Advanced Chip Workshop from Mastercard in March 2005, Interviewtechniek from Politie Vormingscentrum B.V. in September 2004, Speuren op het Internet from Interpay in May 2004, Straf(proces)recht voor Bankenland from Politie Vormingscentrum B.V. in April 2004, RAMP Best Practice Workshop from Mastercard in June 2003, Cursus Algemene Recherche from Politie Nederland in September 1996, and Recherche Basis Cursus, also from Politie Nederland, in November 1992.