Anupam Chhibber

Anupam Chhibber is an experienced professional in credit risk management, currently serving as a TPM at Block since July 2022, where responsibilities include managing credit risk products and enhancing profitability and seller experiences. Prior to this role, Anupam spent over 12 years at American Express, holding various director-level positions, including Director of Credit Risk for Global Digital Customer Management and International Authorizations & Payments, leading teams to optimize credit risk performance and engagement across multiple geographies. Earlier roles involved significant contributions to small business underwriting processes, resulting in substantial portfolio growth and improved customer experiences. Anupam's career began with analytical roles, notably at IMRB International and Educational Initiatives, focusing on data-driven insights and scoring systems. Anupam holds a Master's degree in Statistics and Actuarial Sciences along with a Bachelor's degree in Statistics and Computers.