Paula Andrea Arias

Paula Andrea Arias is a seasoned credit risk expert currently working at BNP Paribas Personal Finance since May 2025, focusing on compliance with risk appetite and supporting sustainable growth. Previously, Paula served as the Responsible of IFRS9 & Provisions at Banque Stellantis France - Credipar from April 2023 to May 2025. Prior roles include Model Risk Officer and Head of Retail Risk Analytics at Opel Vauxhall Finance, where responsibilities included model compliance and the management of retail risk analytics. Paula also held the position of Head of Credit Risk for France and Benelux at General Motors Financial Services and worked as an Analytics Manager for International Operations there. Earlier experience includes roles at Ally Financial Inc. and Citi, highlighting a strong background in credit and operational risk analysis. Paula holds a Master of Science in Banking and Financial Markets from University Paris Ouest and two degrees in Economics from Universidad Nacional de Colombia.