Bulgarian American Credit Bank
Daniela Handjieva, MA, EMBA has a strong professional background in the banking and investment sectors. Daniela began their career at Bulgarian American Credit Bank in 1999 as a Compliance Officer, where they served until 2004. In 2007, they returned to the bank as the Head of Credit Process and then went on to become the Head of Credit Risk, Monitoring, and Loan Administration in 2012. Most recently, Daniela has held the role of Head of Monitoring and Credit Process in the Risk Management Division since January 2019. In addition to their work at Bulgarian American Credit Bank, Daniela also served as a Member of the Board of Directors for investment companies associated with the bank and BAEF from 2003 to 2012.
Daniela Handjieva, MA, EMBA has a diverse education history spanning from 1983 to 2001. Daniela began their academic journey at the English Language School "Lilyana Dimitrova" from 1983 to 1988. After completing their secondary education, Daniela then attended Sofia University St. Kliment Ohridski from 1988 to 1993, where they obtained their MA in English Studies. Continuing their thirst for knowledge, they pursued a Post Graduate program at the University of National and World Economy from 1995 to 1997, specializing in Financial Management, Banking Management, and Finance. Finally, Daniela attended City University in Seattle, USA, from 1999 to 2001, earning an Executive MBA degree in Business Administration.
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Bulgarian American Credit Bank
The Bulgarian-American Credit Bank (BACB) is a modern high technology institution offering full-range of banking products and services to individual and corporate clients, relying on the experience and professionalism of qualified employees. As adapting quickly to a world of ever-growing customer expectations is crucial, we constantly expand our variety of innovative products and develop our individual customer support approach in order to meet these expectations. The main priorities of BACB include: — Ecology: encouraging activities related to environment protection, energy –effective sources, etc., as well as projects and initiatives with considerable social response to environment protection. — Green banking: offering innovative financial solutions based on three integrated priorities: green banking, social banking and sustainable banking. Promoting environment-friendly projects, providing loans for alternative agriculture, renewable energy sources, projects contributing to urban sustainability, etc. — Small/medium business support: taking into consideration the needs of small/medium businesses and suggesting modern and flexible solutions for their future development. — Agriculture: collaborating with numerous clients engaged in the sector — including bio-agriculture and agroecology development — BACB has steadily built a reputation as one the most effective banks in this field. We are proud to have received the following awards in the past few years: 2017 — Business Award in the “Finance and Insurance” category at the “Mr. and Mrs. Economy” 2017 2016 — “Bank with the largest contribution in support of the farmers in 2016”, awarded by the National Guarantee Fund under the joint program with the Ministry of Agriculture and Food 2015 — "The most dynamically developing bank in 2015" at Bank of the Year Association’s Annual Bank Awards 2015 — "Greenest Company for 2015” in “Financial, Banking, Accounting and Legal Services” category at b2b Media national competition “Bulgaria’s Greenest Companies”