Joaquin Miguel Zavala is a seasoned banking professional with extensive experience in relationship management, currently serving as a Relationship Manager at China Bank PH since September 2022. Prior to this role, Zavala held similar positions at KEB Hana Bank, East West Banking Corporation, and Security Bank Corporation, showcasing a consistent track record in client relations and financial services. Earlier career experiences include serving as a Commercial Loan Assistant and Management Trainee at Land Bank of the Philippines and as a Commercial Loan Assistant at Metropolitan Bank and Trust Company. Zavala began their career as a Collections Associate at HSBC. Educationally, Zavala holds a Bachelor of Arts in Sociology from the University of the Philippines, earned between 2004 and 2008.