Sam Chiocca has extensive experience in the financial services industry, primarily focused on appraiser vendor management and collateral risk management. At Citizens Bank since March 2017, Sam serves as an Appraiser Vendor Management SME. Prior experience includes significant roles at SunTrust from January 2009 to March 2017, where key achievements involved reducing the appraiser panel size by 25%, developing crucial procedures for collateral investigations and appraiser onboarding, and successfully leading projects to enhance third-party risk assessment. Sam's career also includes a tenure at Countrywide Home Loans from April 2000 to October 2007, where responsibilities encompassed loan consulting, underwriting, and training new staff. Sam holds a Bachelor's Degree in English Language and Literature from Hampden-Sydney College.