Credit Risk Monitoring Specialist

Who we are?

Payclip is changing the way payments work in Mexico! We are empowering people to exchange value directly from a mobile device. Clip enables anyone to accept card payments, at any time, and anywhere by turning your smartphone or tablet into a card terminal. We're a well-funded quickly growing FinTech startup. We are the leaders in our market and are accelerating to extend our lead and move into new markets.

The Role

We are looking for a Credit Risk Monitoring Specialist (Data & Engines) in Brasil or Mexico City to be part of this amazing fast-growing Fintech.

At Clip He/She will be responsible for managing and optimizing the credit risk platform infrastructure, ensuring its reliability, scalability, and efficiency to support our lending operations and strategic initiatives.

What will I be doing?

• Design, develop, and maintain data pipelines for credit risk

• Ensure data quality, accuracy, and reliability for processes

• Implement and maintain credit risk policies

• Optimizing decision-making processes, ensuring the scalability and efficiency of the credit risk platform, implementing strategies that enhance both the speed and effectiveness

• Collaborate with cross-functional teams, including data scientists, risk analysts, IT, and product to ensure alignment with business objectives

• Provide technical guidance and support to team members working on credit risk projects

• Assure regulatory compliance for credit risk assessment

Technical: 

• Knowledge of statistical modeling techniques and their application in credit risk.

• Knowledge in Python

• Strong proficiency in data engineering, ETL processes, and data warehousing using Databricks

• Knowledge in Monitoring or Engines

• Knowledge of FICO tools and their integration into credit risk platforms is considered a plus

• Communication skills to convey technical information to non-technical stakeholders

Ideal Candidate 

• Bachelor's or Master’s degree in a quantitative field (Statistics, Mathematics, Economics, etc.).

• Proven experience of 3 years working with the end-to-end credit risk lifecycle and deployment in a production environment

• We are looking in Brasil or México City

In Clip, we are committed to a diverse and inclusive workplace. Clip does not discriminate under any basis of origin, gender, gender identity, sexual orientation, race, disability, age or other legal status. Clip is an equal opportunity employer.

If you are unstoppable, creative and have the skills we need, we want to hear from you!

#LI-EG1

#LI-Hybrid