Toni Kivinen

Toni Kivinen is an experienced professional with a diverse background in market and business development across various sectors. Currently serving as the Market Director of Nordics at Warranty Expert and Ambassador of Digital Expense Management at CostPocket, Toni co-founded Narvi Payments and previously held key roles at companies such as Aurora Innovation Suomi, where responsibilities encompassed managing B2B sales and strategic growth across Central Eastern Europe. Toni's earlier experience includes Director and managerial positions at CostPocket, Bertelsmann Financial Services, and Intrum, with a strong focus on partner sales, account management, and product development. With a BBA in Finance and Management from Helia, Toni has a proven track record of exceeding sales targets and implementing successful business strategies.