Joe Cary

Cfo, Head Of Risk & Compliance at cred.ai

Joe Cary's work experience includes a variety of roles and positions.

From 2018 onwards, they worked as the Chief Financial Officer at cred.ai.

Prior to that, starting from 2015, Joe worked as an Investment & Financial Consultant, Creative Writer. Within this role, they managed a long-only fund that outperformed the S&P 500, earning an annualized return of 22.4% through December 2020.

From 2010 to 2015, Joe worked at Torchlight Investors, where they held multiple positions including Partner, Director of Operations, Fund of Hedge Funds Portfolio Manager, and Chief Compliance Officer. During this time, they built a multi-strategy fund of hedge funds that earned a 9.1% annualized return over a 46-month period.

Before that, from 2004 to 2009, Joe worked as a Novelist, authoring a 400-page thriller set in Los Angeles. Joe taught himself to write fiction through self-study, participation in writer's conferences, and engagement in writer's forums.

From 2000 to 2003, Joe worked at ING Direct as the EVP, Chief Investment Officer, and Chief Lending Officer. In this role, they managed teams critical to the bank's profitability efforts, overseeing the investment strategy and the development of a proprietary investment analysis process.

Going further back, from 1995 to 2000, Joe worked at Babcock & Brown as an Associate in the Creatures (Creative Structures) Group. Here, they modeled and assisted in structuring various Creatures products designed for cross-border tax arbitrage. Joe also worked on stripped-bond transactions for clients such as GE Capital, Bank of America, and Morgan Stanley.

In 1994, Joe joined North American Trust as a Manager of Special Loans. Joe was brought in by the CEO as part of the transition team to analyze options for the insolvent Canadian savings & loan, analyzing the pre-existing legal agreement defining the bank's bail-out and exploring potential wind-up, split-up, or sale options.

Joe Cary holds a Bachelor's degree in Economics (with a Mathematics minor) from Allegheny College. Joe also obtained a Master's degree in International Management from Thunderbird School of Global Management. In addition, Joe has obtained a Chartered Alternative Investment Analyst (CAIA) certification from the CAIA Association in October 2012. No specific information is provided regarding the start or end years of their education. Joe's high school education is mentioned, but no degree or field of study is specified.

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  • Cfo, Head Of Risk & Compliance

    November 1, 2018 - present