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Harikrishnakumar B

Lead Analyst - BFSI at CARE Ratings

Harikrishnakumar B has a diverse work experience starting from 2017. Harikrishnakumar began their career at Jio, where they worked on go-to-market strategies and market research. Following that, they joined OfBusiness as a Credit Manager and later as an Assistant Manager for Credit Risk in Tamil Nadu, handling partnerships and underwriting for SMEs and MSMEs. Harikrishnakumar then moved on to Aditya Birla Finance Limited as a Credit Risk Manager, specializing in underwriting both secured and unsecured loans for the SME sector. More recently, they worked at Cholamandalam Investment and Finance Company Limited as a Manager for Credit Risk Analytics. Currently, they hold the position of Lead Analyst - BFSI at CareEdge Group. Throughout their roles, Harikrishnakumar B demonstrated expertise in conducting financial analysis, risk assessment, and managing credit portfolios.

Harikrishnakumar B's education history can be summarized as follows:

- From 1998 to 2012, Harikrishnakumar B attended Subbiah Matriculation Higher Secondary School, where they pursued Group3-Commerce with a focus on accounts, commerce, and business maths. Harikrishnakumar also obtained their SSLC during this time, with a focus on science, maths, and social studies.

- From 2012 to 2015, Harikrishnakumar B attended PSG College of Arts and Science, where they earned a Bachelor of Commerce (B.Com.) degree with a general focus on business and commerce.

- In 2016, Harikrishnakumar B enrolled at Xavier Institute Of Management and Entrepreneurship, where they completed a PGDM degree with a major in Finance and Analytics and a minor in Marketing.

- In the same year, they also started pursuing a Master of Business Administration (MBA) degree at the University of Mysore, specializing in Business Administration and Management.

In addition to their formal education, Harikrishnakumar B has obtained several certifications. These include Nism Equity Derivatives from the National Institute of Securities Markets (NISM) in April 2018, NSE Academy's Certification in Financial Markets (NCFM) in "Mutual Funds" from NSE.iT Limited in November 2017, Accounting Fundamentals and Excel certifications from Corporate Finance Institute (CFI) in July and June 2017 respectively.

Harikrishnakumar B also has some certifications listed under "Additional Certifications" that do not provide specific details about the institution or the month and year of obtaining them. These include Banking Financial Service and Insurance Fundamentals and Security Analysis and Portfolio Management.

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Timeline

  • Lead Analyst - BFSI

    March, 2023 - present

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