Carlos Rivadeneira Ruiz

Carlos Rivadeneira Ruiz is an experienced professional in financial management and collections, currently serving as Jefe Regional de Cobranzas at Diners Club International and Diners Club del Ecuador since November 2014. In these roles, Carlos Rivadeneira Ruiz focuses on optimizing recovery indicators while minimizing credit risk for the regional operations. Previously, Carlos Rivadeneira Ruiz held a similar position at SICOBRA S.A from May 2008 to October 2014, overseeing both operational and administrative resource management to enhance client recovery efforts. Carlos Rivadeneira Ruiz holds a Master of Business Administration (MBA) in Administration and Business Management from UTEG and a degree as Ingeniero Comercial with a focus on Finance from Universidad de Guayaquil.