Lars Gratza

Lars Gratza currently serves as the Director of Debt Advisory and Loan Management at Empira Group, a position held since April 2023. Responsibilities include establishing a digital database for managing financing, overseeing loan management, and developing sustainable debt strategies. Previously, Lars Gratza was the Director of Banking at SIGNA Group of Companies from January 2015 to March 2023, where oversight of credit management and a similar digital database initiative was executed. Additional roles include Financial Controller and Associate in various companies such as Norddeutsche Landesbank and BASF, with substantial experience in financial planning, budgeting, and risk management. Lars Gratza holds a Master of Science in Economics from Universität Trier and an exchange degree from Utah State University, as well as a Bachelor of Science in Economics from the University of Münster.