Ralph Munoz

Ralph Munoz has extensive experience in business banking, currently serving as Vice President Business Banker III at First Citizens Bank since September 2024. Prior roles include Vice President Sr. Relationship Manager at Icon Business Bank and Vice President Senior Relationship Manager at Mechanics Bank. Ralph has also held senior positions at Pacific Premier Bank, Citizens Business Bank, and returned to First Citizens Bank as a Vice President Relationship Manager. Earlier in the career, Ralph worked as a Business Banking Officer at Bank of the West and Union Bank. Ralph's education includes studies at Orange Coast College.