First National
Joeseph Galati is an experienced mortgage underwriting professional with a diverse background in the financial services sector. Currently serving as the Manager of Residential Underwriting in the Third Party, TD Mortgage Services Department at First National Financial LP since August 2021, Joeseph has held various leadership roles in underwriting and credit risk management, including positions at The Mortgage Centre; I Direct Mortgages Inc, Scotiabank, CMLS Financial, Marathon Mortgage Corp., Resmor, and Maple Trust/Scotia Mortgage Authority. Joeseph began the career as a Mortgage Consultant/Specialist at Your Mortgage Connection and held an early position as a Sales and Service Administrator at TD Canada Trust. Academic qualifications include a degree in Financial Services Underwriting from Seneca Polytechnic and a degree in Business Management, Marketing/Sales, and Economics/Finance from Humber College.
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First National
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First National Financial LP is one of Canada's largest non-bank lenders, originating and servicing both residential and commercial mortgages. As the leading lender of CMHC and conventional mortgages, First National currently has more than $130 billion in mortgages under administration. We apply ingenuity when developing financing solutions with clients and brokers, relying on our broad product lineup, expertise, network and spirit to take smart risks. We execute quickly and competitively, but we go beyond that traditional approach to service to provide value beyond rate, market education, business development opportunities and true enabling technology. First National Financial LP FSRA License Nos. 10514 & 11252 _______________________________________________________________ Financière First National S.E.C., le plus important prêteur non bancaire au Canada, est un initiateur et un fournisseur de services de prêts hypothécaires résidentiels et commerciaux. En tant que plus important prêteur proposant des prêts hypothécaires assurés par la SCHL et des prêts hypothécaires standard, First National gère actuellement plus 103 milliards de dollars en prêts hypothécaires. En collaboration avec nos clients et nos courtiers, nous élaborons des solutions de financement ingénieuses grâce à notre large éventail de produits, à notre savoir-faire et à notre solide réseau, tout en sachant prendre des risques calculés. Notre exécution est toujours rapide et concurrentielle, mais nous allons au-delà de cette approche conventionnelle afin d’offrir une proposition de valeur dépassant les taux ainsi que de l’information sur les marchés, des occasions de prospection de clientèle et une véritable technologie habilitante. Financière First National S.E.C. Permis nos 10514 et 11252 de la ARSF