Kemal Ardiansyah has extensive experience in business development, particularly in strategic partnerships within the financial sector. Since January 2019, Kemal has held various roles at Flip, progressing from Business Development Specialist to Business Development Lead, where responsibilities include researching and managing end-to-end partnerships with banks, e-wallet providers, and financial institutions to enhance services for a broad user base. Prior to this, experience includes positions at Otoritas Jasa Keuangan and Lembaga Management, as well as project and research assistance at Fakultas Ekonomi dan Bisnis Universitas Indonesia. Kemal holds a Bachelor's degree in Business Administration and Management from the University of Indonesia and has participated in an exchange program focused on Public Policy Analysis at Ritsumeikan University.
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