Patrick Chilumbwa is an experienced credit risk reporting specialist at FNB Zambia since November 2017, focusing on competitor analysis, market analytics, and managing the credit section to support financial controls. Prior experience includes serving as a Business Intelligence Analyst at FNB Zambia, where responsibilities involved report generation and data extraction for informed decision-making across various departments. Previously, Patrick held the role of Customer Value Management Consultant at MultiChoice Group, emphasizing customer retention and relationship strengthening. Early career experience includes tutoring Economics at the University of Lusaka. Patrick holds a degree from the University of Lusaka earned between 2012 and 2015.
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