Guilherme Cirilo

Guilherme Cirilo serves as the Gerente de Políticas de Crédito, Cobrança e Fraude at Frubana since November 2022, overseeing credit policies, fraud prevention, and collections across LATAM. Prior to this role, Guilherme was the Coordenador de Políticas de Crédito at Via, managing credit strategies for the digital channel and collaborating with various teams to enhance credit quality and performance indicators. Experience also includes senior analyst positions at C6 Bank and Banco Safra, focusing on credit policy development and risk management. Previous roles at Erfolg Gestora de Recursos S/A and Itaú Unibanco involved creating compliance frameworks and credit policies. Guilherme holds a Bachelor's degree in Materials Engineering from Escola Politécnica da USP.