Baifan Yu

Baifan Yu is a seasoned Sr Risk Statistician at GM Financial, with a career spanning from December 2016 to the present, where significant achievements include leading a project that reduced processing time by 40% through automation and optimizing EUCA compliance across team models. Prior experience includes roles as a Risk Statistician and Risk Statistician II at Crescent Bank & Trust, where Baifan developed a loss timing curve that improved forecast accuracy by 20% and designed a roll rate model using Markov chain theory. Additional experience as a Statistician at the Statistical Consulting Center in Auburn University involved leveraging statistical methods to assist clients, translating business issues into research objectives, and applying statistical analytics across various fields. Baifan holds a Master's degree in Mathematical Statistics and Probability from Auburn University and dual Bachelor's degrees in Economics (Finance) and Mathematics and Applied Mathematics from Shanxi University of Finance & Economics.