Carl Desrochers

Carl Desrochers is a seasoned actuary with extensive experience in the insurance and actuarial fields, currently serving as Vice President, CFO, and Chief Actuary for Individual Markets at Guardian Life since July 2006. In this role, Carl oversees a team of 21 actuaries responsible for estimating reserves exceeding $35 billion for individual products, including life insurance, fixed annuities, and disability income. Previously, Carl held the position of Appointed Actuary for Berkshire Life Insurance Company, focusing on individual disability income and long-term care products. Prior experience includes significant roles at healthmarkets, where Carl was the lead pricing actuary for a substantial individual medical business, and positions at Optimum Re Insurance Company and Optimum Actuaires & Conseillers inc., working on life reinsurance and pension plans. Carl holds a Bachelor of Science degree in Actuarial Science from Université Laval.