Disha Joshi

Disha Joshi has a diverse work experience in various roles and companies. Disha started their career as a Summer Trainee at Gujarat Venture Finance Limited in 2006. Disha then worked at Kotak Wealth Management from 2007 to 2018, where they held various positions involving investment analytics, client services, operations, and business MIS & strategy. During their time at Kotak, they excelled in supporting the formulation of client investment strategy and managing UHNI multi-asset portfolios. In 2019, Disha joined Habib Bank AG Zurich as Deputy Head Credit Sanctioning. In this role, they demonstrated expertise in the buy to let and commercial real estate space, effectively assessing and mitigating credit risk. Disha also led process re-engineering initiatives and implemented portfolio stress testing and sensitivity analysis models. Disha's work has earned their recognition and satisfaction across the organizations they have worked for.

Disha Joshi obtained their MBA in Management - Finance from B K School of Management, where they studied from 2005 to 2007. Prior to that, they completed their MSC IT in Computer Applications and IT from Gujarat University between 2000 and 2005. Disha's earliest education was at Indian Rayon School, where they studied from 1986 to 2000, although the degree name and field of study for this period are unknown. In terms of certifications, they completed the Tableau 10 Essential Training from LinkedIn in March 2019, and the UK Regulation & Professional Integrity Unit (Level 4) from The Chartered Institute for Securities & Investment (The CISI) in January 2019. Additionally, they obtained a certification in CIEL - Wealth Management, though the specific details regarding its completion are not provided.