Angela Kernell

Angela Kernell, CAMS, is an accomplished professional with extensive experience in fraud operations, financial crime management, and compliance. Currently serving as the Manager of Fraud Operations at Happy Money since April 2022, Angela previously held the role of Financial Crime Manager at Crowe, where responsibilities included leading BSA/AML audits and remediation validation for financial institutions. Angela's career also encompasses significant positions at Western Union, including Sr. Manager roles in Internal Audit and Global Compliance Project Management, where responsibilities spanned strategic audit execution, compliance project management, and global KYC program implementation. Early career highlights include serving as Chief Compliance Officer at EXECUTION ACCESS, LLC, and corporate controls roles at FTEN, Inc. Additionally, Angela received a Bachelor’s degree in English Literature from the University of Colorado at Denver.