HDFC Bank
Rutuja Napnekar is a seasoned professional in the banking sector, currently serving as Product Head for Business Debit Cards at HDFC Bank since August 2022. Prior experience includes leading Customer Experience at Kotak Mahindra Bank and serving as Product Lead for Super Premium & Premium Credit Cards at IndusInd Bank over a decade. Rutuja's career began at HDFC Bank, where significant roles included Assistant Manager and later Manager at Deutsche Bank. Rutuja holds a Bachelor of Commerce degree from Mumbai University, obtained between 1995 and 2000.
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HDFC Bank
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HDFC Bank Limited (the Bank) is a holding company. The Bank offers a range of banking services covering commercial and investment banking on the wholesale side and transactional/branch banking on the retail side. It also offers financial services. The Bank's segments include Treasury, Retail banking, Wholesale banking and Other banking business. The Treasury segment primarily consists of net interest earnings from the Bank's investment portfolio, money market borrowing and lending, gains or losses on investment operations and on account of trading in foreign exchange and derivative contracts. The Retail Banking segment serves retail customers through a branch network and other delivery channels, as well as through alternative delivery channels. The Bank provides its corporate and institutional clients a range of commercial and transactional banking products. The Other banking business segment includes income from para banking activities.