Harmit Ratnani is an Associate Product Manager at HDFC Life, building on a strong foundation of experience in product management and marketing roles. Previous positions include Product Management Intern at UltraTech Cement and goDutch, where Harmit focused on program management and marketing initiatives. Additionally, Harmit served as a Marketing Executive at Maker Mela. Harmit holds a Bachelor of Engineering in Mechanical Engineering from KJ Somaiya College of Engineering, completed in 2023.