Joseph Kumar has extensive experience in the mortgage industry, having worked at Home Trust Company from April 2007 to the present, where Joseph held various management roles, including Quality Control Manager, Quality Assurance Manager, Manager of Direct Client Services, and Team Leader of Direct Client Services. Responsibilities included overseeing pre-funding and post-funding review processes for residential mortgage loans, coaching underwriters, and fostering a supportive work environment for mortgage officers. Joseph's career began at CIBC, where Joseph served in multiple customer service roles from September 1989 to February 2007. Joseph holds a GCE Advanced Level in General Studies from St. Anthony's College, Kandy, Sri Lanka.
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