James Floyd III

James (JT) Floyd III is a seasoned professional in the financial services industry, currently serving as the Business Banking Area Manager at HomeTrust Bank since July 2023. With prior experience as a Lending Manager at SmartBiz and Vice President of Small Business Banking at Bank of America, Floyd specializes in providing tailored financial solutions, including commercial real estate financing and working capital lines. Before their banking career, Floyd held significant positions that showcased leadership and mentorship, such as Assistant Vice President at TD and involvement in educational and athletic roles, including a stint as a student-athlete at the University of Michigan, where recognition as a Big Ten Honorable Mention Defensive Player was achieved. Floyd holds a Bachelor’s degree from the University of Michigan.