Anush Nikoghosyan is a seasoned professional in the field of operational risk management and banking, currently serving as Chief Specialist at IDBank since June 2024. Prior to joining IDBank, Anush held the position of Operational Risk Analyst at Ardshinbank CJSC from April 2022 to June 2024 and was a key member of CJSC VTB Bank (Armenia) for over a decade, where roles included Operational Risk Manager, Head of Sales Department, Chief Specialist of Operations Control Department, and Customer Service Senior Specialist. Anush holds a Master’s degree in Economics and Law, specializing in Tax-Budget Law, and a Bachelor's degree in Economics with a focus on standardization and certification, both from the Armenian State University of Economics.