We are India’s first mortgage guarantee company (incorporated in 2012) and are regulated by Reserve Bank of India (RBI) guidelines for mortgage guarantee companies.

Born out of a vision for facilitating early home ownership and making housing affordable, our primary objective is risk mitigation for lending institutions by providing a backstop against credit defaults.

Having partnered with over 20 lending institutions (including banks, housing finance companies, and non-banking finance companies), we have helped over 100,000 customers realise their dream of owning a home. We have issued guarantees of over ₹20,000 Crore.

About Mortgage Guarantee
The mortgage guarantee program offers a first-loss credit default guarantee to protect against losses arising due to non-repayment by borrowers toward home loans. The program also facilitates lender institutions to expand their product offerings by using risk mitigation as an effective tool. A thriving mortgage guarantee program has the following benefits:

Customer:
Freedom in terms of choice of lenders and interest rates
Higher eligibility
Flexible repayment terms
Enabling early home ownership

Lender:
Tackle unexpected losses
Higher approval rates with lower associated risk
Credit & geographic expansion
Cash-flow support at NPA

Ecosystem:
Expand to new customer base
Ensure financial stability
Ensure availability of finance to underserved & unserved segments of society

Property Development

Real Estate

India Mortgage Guarantee Corporation - IMGC

Mahesh Misra

Nihar Rastogi

Shaifali Jain

Shahbaz Russel

Apurv Bhadauria

Aphatab Ali

Sumit Chadha

Kanika Singh

Harpreet Sandhu

Anuj Sharma

Amit Diwan

Amit Bhachawat

Akriti Singh

India Mortgage Guarantee Corporation - IMGC

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