Manager, Enterprise Risk Management

About the Role

KOHO Financial is looking for a dynamic Manager, Enterprise Risk Management (ERM) to help us create a lean but effective ERM framework and measure and manage risk. This role has a scope that is company-wide including working closely with stakeholders in all business areas.

Reporting to the Chief Risk Officer, this role will be a key part of a team responsible for developing strategies and controls to manage all areas of risk at KOHO and will be instrumental in helping KOHO obtain a bank license.

What You’ll Do

• You will develop Enterprise Risk Management frameworks, policies, reporting and tools 
• Liaise with business and product teams on understanding, managing, and responding to risk of all types – credit risk, market risk, liquidity risk, vendor risk, model risk, reputational risk, compliance risk, technology risk for example
• Work directly with key external partners and regulators on KOHO’s enterprise risk management function and play an important role in KOHO obtaining a bank license and operating the Bank in a safe and sound manner
• You will analyze and report on enterprise risks and manage them according to the framework
• You will support the planning and implementation of programs designed to identify and monitor risk exposure and maximize the efficiency and effectiveness of the analytical processes
• You will monitor and analyze information provided through detection systems, tools, reports to evaluate, investigate and determine required actions
• You will assist in process improvement and policy and procedure documentation
• You will carry out analysis of potential risks and sources of vulnerability and apply risk mitigation measures
• Continue to develop Enterprise Risk Management (ERM) tools and practices to analyze and report on enterprise risks and to manage those risks according to KOHO's ERM framework
• You will take on other risk management functions/tasks as needed

Who You Are

• You have extensive Enterprise Risk Management expertise
• You are knowledgeable about key risk areas that may impact KOHO as a fintech company
• You have excellent communication skills for building trust and credibility
• You are a strong team player with adaptability and flexibility
• You have expertise in compliance standards like OSFI Guidelines, RPAA, Payments Canada requirements
• You have a pragmatic approach to balancing risk and cost
• You have an entrepreneurial mindset for navigating challenges
• You show ownership and accountability for outcomes
• You have advanced Excel and strong analytical skills