Yos Melvin Tanoto

Yos Melvin Tanoto is a seasoned Senior Software Engineer at Kredivo Group since July 2017, recognized for creating profitable products and robust systems impacting over a million users. Additionally, Yos held entrepreneurial roles as Founder of OSPay Indonesia and Endorsepin, focusing on product innovation and business strategy, while also developing server and client-side applications on various platforms. Experience extends to earlier roles as a Software Developer and Mentor, where Yos honed skills in web development, team leadership, and training in programming fundamentals. Yos holds a Bachelor's Degree in Computer Science from BINUS University, graduated in 2017.