Annette Kræmmer

Annette Kræmmer currently serves as Underwriting and Product Development Manager at Lokal Forsikring G/S since October 2022. Prior to this role, Annette was Head of Underwriting at Tryg from July 2017 to December 2022, managing a team of 15 underwriters. Annette also held the position of Team Leader for Commercial at Alm Brand from August 2010 to June 2017, where key responsibilities included team leadership, operational management, and customer service strategy implementation. Annette’s career began in claims handling at Kommune Forsikring and AIG, and includes roles in consultancy and training. Annette holds multiple degrees in organization, adult education, and insurance from esteemed institutions such as Aalborg University and the Danish Insurance Academy.