Risk and Credit Management

The Risk and Credit Management team at Mahindra Finance is responsible for assessing, managing, and mitigating the risks associated with the company's financing products. This includes evaluating the creditworthiness of potential borrowers, developing risk assessment frameworks, ensuring compliance with regulatory requirements, and strategizing to optimize the company's credit portfolio. The team supports the company's various lending products such as vehicle, tractor, SME loans, and housing finance by maintaining robust credit standards and policies to minimize financial risk and sustain growth.