Frans Kaltea is the Business Excellence Lead for Mastercard Northern Europe, focusing on strategy, execution, market insights, pricing, special projects, and ESG. They previously held roles at Mastercard as Managing Consultant and Director: Head of Advisors Nordics & Baltics, where they expanded the team significantly and contributed to notable yearly growth. Earlier experience includes consulting positions at Oliver Wyman, PwC, and various other firms, specializing in financial services, strategy, and supply chain management. Frans holds a Master's degree in Industrial Engineering and Management from Lund University.
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