Hengchao (Ken) LU is an MBA intern at the Monetary Authority of Singapore (MAS) in the AI Development Office within the FinTech Innovation Group. Previously, Hengchao served as an Investor Relations Manager at Greenland Holding Group Company Limited, overseeing Greenland (Singapore) Trust Management and Shanghai Lvkun Asset Management. Additionally, Hengchao held the position of Senior Investment Manager at OZNER WATER INTERNATIONAL HOLDING and worked as an Investment Manager and Special Assistant to the Principal Partner at Minsheng E-commerce. Early career experience includes an internship at Apple. Hengchao is pursuing a Master of Business Administration with a focus on Strategy & Digital Leadership at ESSEC Business School, with studies planned at ESSEC Asia-Pacific.