Shiju Thomas has extensive experience in the financial and banking sector, holding positions such as VP - Collections at MyShubhLife, AVP - Retail Portfolio Management at HDFC Bank, and Assistant Manager - CREDIT & RISK at Citi. Additionally, SHIJU served as a PROCESS LEAD (TEAM MANAGER) at ICICI OneSource, where SHIJU was involved in various roles including Credit Card Collections in the USA, Customer Service for a retail company in the UK, and Sales for a mobile services company in the UK. Shiju Thomas has a strong background in managing portfolios and controlling risk.
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