Pratik Gandhi

Pratik is the Chief Operating Officer of Nium, a global financial technology platform that aims to break currency borders by empowering businesses and consumers to send, spend, and receive funds anywhere in the world in a more convenient and transparent way.

In his role as Chief Operating Officer, Pratik is responsible for the Finance, Legal, Operations & Customer Service functions. He drives focus on Nium’s financial and legal requirements across all global markets, and also leads the Operations and Customer Service teams, thereby guiding Nium’s efforts to deliver the promise of offering great services and experiences through its customer service centers and representatives.

Pratik brings over 25 years of leadership experience into Nium, having worked for companies such as Arthur Andersen, Xerox, PepsiCo and Telstra before specializing in banking in the last 15 years. Prior to joining Nium’s consumer and SME arm InstaReM in 2016, Pratik was Chief Financial Officer at Fullerton India Credit, a subsidiary of Singapore’s Temasek Holdings. He was also the Chief Finance Officer and Head of Portfolio Management at Standard Chartered Bank Singapore, and the Regional Chief Finance Officer for Consumer Finance Business at Citibank.

Pratik graduated with a Bachelor of Commerce (Hons) with Finance from the Shri Ram College of Commerce. He is also a Chartered Accountant and a certified Company Secretary.