Carmel York

Carmel Y. has extensive experience in the financial and mortgage industries, currently serving in a national sales role at OptiFunder since 2021, specializing in mortgage warehouse management software. With a career spanning several decades, Carmel Y. held leadership positions at Caprock Property Investments, overseeing luxury mountain resort vacations since 1995, and served as Vice Chair of the Citizen Bond Oversight Committee for the Monterey Peninsula Unified School District from 2019 to 2023, managing over $400 million in bond funds. Prior experience includes senior roles at Western Alliance Bank and NattyMac, where significant sales divisions were built in warehouse finance. Additional positions at Guggenheim Partners, Washington Mutual Bank, and Countrywide Home Loans further highlight Carmel Y.'s proficiency in institutional finance. Educational qualifications include a Master of Science in Financial Planning from Golden Gate University and a Bachelor's degree from Texas Tech University.