Out of Pocket, EXP (OOPE) is an ALE expense management provider for insurance adjusters and their policyholders. By seamlessly combining white-glove customer service with cutting-edge AI/ML technology, OOPE addresses a common challenge for adjusters: efficient receipt collection and auditing.

After working in the insurance temporary housing industry for 20+ years, our Founder heard a repetitive question from adjusters: "Can you review these ALE receipts for me? I don't have time." After that, an idea was born. 

At OOPE, we know adjusters' desks (and lives) are busy, and reviewing receipts isn't at the top of anybody's favorite task — so that's where we come into play. 

Here's the process: 

📲 Policyholders submit expenses to OOPE via our iOS app or web portal. 
🔎 OOPE audits policyholder receipts based on carrier and adjuster guidelines and expectations. 
📊 OOPE sends the adjuster a comprehensive report with policyholder spending analytics and our recommended reimbursement. 

Sounds pretty neat, right? Every claim we work on has the same purpose and objective. 

😊 Help the policyholder receive reimbursement payment(s) faster.
⏰ Give the adjuster valuable time back in their day.
💰 Save the carrier (lots) of money.

It's time to start giving receipt collection and policyholder spending analytics the same attention as other parts of the claim. Our team is waiting to make your life easier! 

AI/ML

Health Insurance

Out of Pocket, EXP

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