Ashkan Zakaryazad

Ashkan Zakaryazad is a data analytics professional with extensive experience in consumer lending and financial services. Currently serving at Pathward in Portfolio and Credit Analytics, Ashkan focuses on developing data-driven solutions, fraud detection models, and credit underwriting models leveraging alternative data sources to enhance financial inclusion. Ashkan co-founded Zenith Data Solutions and has previously held roles such as Senior Modeler at Discover Financial Services and Senior Analyst at Synchrony, where advanced analytics techniques were utilized to improve marketing ROI and credit loss forecasting. Ashkan also contributed to academia as a Visiting Lecturer at Georgia State University and has a strong research background, having worked at institutions like Georgia Institute of Technology and TUBITAK. Ashkan holds a Master of Science in Operations Research from Georgia Institute of Technology and a Master's in Industrial and Systems Engineering from Ozyegin University.