Pensam is one of the country’s largest private real estate investors and capital providers specializing in the vibrant U.S. multihousing sector. Founded in 2009 by a team of seasoned real estate professionals, Pensam meets the country’s needs for alternative flexible capital in a market challenged by limited liquidity. Pensam has invested in over 46,700 units spanning across 164 communities and 28 states, both in primary and secondary markets. As an integrated firm, Pensam is also uniquely positioned to leverage the synergies of its three service lines – equity, debt and development.

Today, the firm has evolved into three major lines of business concentrating specifically on:

Equity:
 - As a national firm with a growing portfolio across the U.S., Pensam invests through direct acquisitions, joint ventures, and preferred equity. 

Debt:
 - As a direct lender, Pensam's products and solutions span the capital stack including bridge loans, mezzanine financing, and structured finance products.

Development:
 - As a full service development company, Pensam builds best-in-class communities through in-house construction and joint venture partnerships.

Property Development

Commercial Real Estate

Real Estate

Pensam

Michael Stein

Victor De Zárraga

Joe Ackerman

Accounting and Finance

Investment and Asset Management

Leadership Team

Pensam

Org chart

Teams

Accounting and Finance

Investment and Asset Management

Leadership Team

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