Kimberly Soto

Kimberly Soto is a seasoned financial operations executive with extensive experience in lending and risk management. As the Vice President of Lending Operations at PorchPass since August 2023, Kimberly has successfully launched a comprehensive lending program, originating $60 million in loans and underwriting over 4,000 applications in the first year. Prior experience includes serving as the Director of Operations at Salary Finance, where Kimberly established the risk operations department and implemented a fraud risk strategy, effectively reducing fraud losses to zero. Kimberly also held the role of Operations Manager at Credit Human, overseeing a significant lending portfolio, and worked as a Senior Underwriter at Farm Bureau Bank, underwriting substantial credit applications. An academic background includes a Master of Science in Leadership and Management, an MBA in Business Administration, and a Bachelor’s degree in Business Administration with a focus on Management from Western Governors University and Columbia Southern University.