Ricky Merritt

Ricky Merritt currently serves as the Head of Underwriting at Propel Finance, a position held since July 2024. Prior experience includes serving as Head of Credit for Stock Finance at Haydock Finance Ltd from January 2021 to July 2024, and Senior Manager of Credit Risk for Asset Finance at RateSetter from March 2018 to January 2021. At RateSetter, which focuses on funding SMEs through a marketplace lending platform, Ricky contributed significantly to operational efficiency and customer funding processes. Additional roles encompass Internal Team Leader at RateSetter Business Finance, Territory Manager at JCB Finance Ltd, and various positions at Lombard, including Head of Professions and Director of Asset Finance. Ricky began the professional journey as a Banking Officer at NatWest, providing a foundational understanding of retail, business, and commercial banking. Educational background includes attendance at Kelsey Park from 1980 to 1986.