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Bingting Lai

Credit Manager at Revolut

Bingting Lai is an accomplished finance professional with extensive experience in credit risk management and product ownership. Currently serving as Product Owner Credit Risk and Senior Credit Risk Manager at Solarisbank AG, Bingting has successfully built and managed an automated credit decision engine and ongoing credit risk monitoring tools, while also developing credit risk policies and strategies. Previous roles include Bank Advisor at IPC, where Bingting conducted financial analysis and developed credit products for MSME clients, and social performance consulting positions at MicroCred and Grameen Foundation, focusing on poverty assessments and credit policies for microfinance institutions. Academic credentials include a Master's Degree in Finance from Frankfurt School of Finance & Management and a Bachelor's Degree in Human Resource Management from Beijing Normal University.

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