Sumit Tiwari serves as the CTO and Head of Engineering at Royal London, a position held since December 2023, focusing on engineering excellence and cloud innovation. Prior to this, Sumit spent over a decade at JPMorgan Chase & Co., achieving significant advancements in cloud adoption and DevOps transformation. Earlier roles at Citi and Goldman Sachs involved managing trading platform developments and architecting electronic trading technology. With a foundational career at Morgan Stanley centered on developing exchange connectivity frameworks, Sumit has consistently driven efficiency in trading operations. Sumit holds a CFA Level III designation, underscoring a strong commitment to finance and investment.