Agata Czarnik

Agata Czarnik is a seasoned professional in the banking and finance sector, currently serving as a Service Design Expert at Santander Bank Polska since February 2019, after holding various roles in business analysis and strategy management. Prior experience includes multiple positions at PKO Bank Polski from April 2013 to September 2018, where responsibilities encompassed bancassurance project management, financial reporting, and data quality control. Agata also contributed to the establishment of a new insurance company and participated in strategic oversight within corporate governance. Educational credentials include a Master's degree in Management and a Bachelor's degree in Finance and Accounting from Krakow University of Economics. Previous roles extend to Citi, where experience includes customer service within the CitiGold segment and compliance-related tasks.