Santander Bank
Adam Fleming is a seasoned professional in credit risk and consumer operations strategy with extensive experience in the banking industry. Currently serving as VP Senior Associate of Credit Risk at Santander Bank, N.A. since March 2021, Adam previously held multiple vice president roles at Citizens Bank from August 2014 to March 2021, where responsibilities included developing loss forecasting models and managing various lines of business to maximize loss savings. Adam’s background includes positions at Urban Financial Group, GM Financial/AmeriCredit, and JPMorgan Chase, showcasing expertise in risk management, profitability analysis, and operational efficiency through automation. Adam holds a Bachelor of Science in Mathematics from Oklahoma State University.
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Santander Bank
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Santander Bank, N.A. is one of the country’s largest retail and commercial banks with more than $79 billion in assets. The bank got its start in Spain, but has been serving customers in the Northeast since 2013. With its corporate offices in Boston, the Bank’s 9,700 employees, more than 650 branches, 2,100 ATMs, and 2.1 million customers are principally located in Massachusetts, New Hampshire, Connecticut, Rhode Island, New York, New Jersey, Pennsylvania, and Delaware. The Bank is a wholly-owned subsidiary of Madrid-based Banco Santander, S.A. (NYSE: SAN)—one of the most respected banking groups in the world with more than 125 million customers in the U.S., Europe, and Latin America. It is managed by Santander Holdings USA, Inc., Banco Santander’s intermediate holding company in the U.S.