Adam Fleming

Adam Fleming is a seasoned professional in credit risk and consumer operations strategy with extensive experience in the banking industry. Currently serving as VP Senior Associate of Credit Risk at Santander Bank, N.A. since March 2021, Adam previously held multiple vice president roles at Citizens Bank from August 2014 to March 2021, where responsibilities included developing loss forecasting models and managing various lines of business to maximize loss savings. Adam’s background includes positions at Urban Financial Group, GM Financial/AmeriCredit, and JPMorgan Chase, showcasing expertise in risk management, profitability analysis, and operational efficiency through automation. Adam holds a Bachelor of Science in Mathematics from Oklahoma State University.