John R S.

John R S. has a strong background in credit risk management and analytics. John R began their career at the Royal Bank of Scotland in 2010, where they worked as a Senior Quant until 2013, and then transitioned into the role of Credit Risk Manager until 2015. In 2015, they joined Citizens Bank as a Sr. Credit Risk Manager, focusing on strategy and analytics in loss forecasting. Later that year, they moved to Santander Bank, N.A. where they currently hold the position of SVP, Director Credit Risk.

John R S. has a Master of Science degree in Financial Risk Management from the University of Connecticut School of Business. John R also holds a Bachelor of Science degree in Finance from the Fordham Gabelli School of Business. Additionally, they have an Associate of Applied Science degree in Design from the Fashion Institute of Technology. John R S. also has a SAS Global Certification, ID: SAS1028731.